Credit card fraud appears to be all over the place and crooks are fond of making use of internet shopping on the internet to steal credit card information, due to the anonymity it offers. Many people believe that the only method to safeguard themselves is to stay away from purchasing online altogether. Although that is one option to protect one's credit card details from being stolen, it also means you can't shop online again. The online marketplace for products and services is growing at a the rate of a whirlwind because customers are aware that they can easily find the best prices when they shop on the internet. By just not shopping online, you would have lost out on these great deals. This method of avoiding fraud on credit cards is like deciding never to fly in an airplane again in order to stay away from terrorists. It is true that one wouldn't become a victim in any terrorist plot that involved planes, however it also means having to bear the burden of not being able to fly when traveling. As with everything else that happens in the world, the most important thing is not to escape the problem but to comprehend the issue and implement a smart strategy to minimize the risk of being a victim to fraud with credit cards when shopping on the internet.
Let's first discuss the steps to take if the credit card fraud occurred. There's no reason to panic. If the cardholder is notified that his or her credit card information has been compromised, the credit card company won't make the cardholder responsible for any charges that are fraudulent, even for charges that were not made prior to making the report that the credit card data is stolen. Credit card companies will then shut down that card from further use and issue a replacement card within one or two weeks, but this is still an inconvenience most people would prefer not to go through, if possible.
Online shoppers can use Google's safe Browsing Tool to check if the website is safe to visit and if one can trust Google obviously. This tool will report whether a website is not safe or not when Google last checked it, if the website was involved in any suspicious activity previously, as well as will also inform whether it's associated with any suspicious websites, even if the site itself isn't doing anything suspicious. To see if a website is safe, simply copy and paste "http://www.google.com/safebrowsing/diagnostic?site=" into the address field on the browser, and then add the url of the site to be visited. For example, to a company's website, just enter "http://www.google.com/safebrowsing/diagnostic?site=websiteurlhere.com" into the address bar of the browser being used. After entering this address, Google's tool will bring an easy half-page report on whether the site that you are looking at is secure or not.
Another layer of protection you can take while shopping online is to use trusted 3rd payment options. Most people have heard of PayPal. They are probably the most popular third payment method used in the world. They allow for customers to make payment for goods and services via them. For instance, when a customer buys something, she is not directly paying the site she is purchasing from. The amount is due to PayPal Then PayPal will pay the merchant which means the merchant never sees her credit card information and her credit card details wasn't transmitted via the internet during this transaction. It doesn't matter if the buyer shops on one or more websites. So long as the payment method of a third party was used, credit card information was never transmitted so, that information is not floating around on online at each website a purchase was made. Other Amazon gutschein 3rd party payment methods that are similar to PayPal comprise, Google Wallet and Amazon Payments.
Armed with this information, online shoppers can now make sure the websites they go to are secure to shop on and be sure to not enter sensitive information when purchasing. There is no reason to miss out on all the amazing deals available when shopping online, if you are worried about your credit card details being stolen.